Dealing with Debt Debt is no laughing matter, and feeling stuck can be a heavy burden. There is a saying, "if you fail to plan, you plan to fail," which is why having a budget and a debt-free plan is the most important place to start in getting your finances in order. Reducing expenses, lowering taxable income, and getting out of debt are some of the best ways to save for the future.
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Credit Repair Having a good credit score is important. When things don't go according to plan, we have to "doctor" our situation. Sometimes that means taking the necessary steps to repair the damage we have done to our credit report. Your credit score is kind of like your financial report card, and can be the difference-maker in getting approved for a mortgage on a dream home, new car, or even affect many other parts of life.
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Financial Education The main focus is to get the right education into the hands, or heads, of the people that need it most. Our society is great at teaching people how to get into debt but does a terrible job of teaching how to get out of debt and stay debt-free. Financial literacy doesn't just start and end with debt but expands to many facets of our lives, including retirement planning, estate plans, trusts, value investing, and more.
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